DRAFT, not legal advice, lawyer review required before public go-live. Lawyer must confirm the exact statutory character of this overlay and whether any Part IIIA or CR Code 2025 obligations apply directly to the platform's role.

Credit Corrections Credit Information Statement

Credit Corrections (trading name) is operated by [PLACEHOLDER: legal entity name, ABN once registered]. Contact: info@creditcorrections.com.au. Address: [PLACEHOLDER: registered/virtual office address].

1. Scope
This statement covers how we handle credit-reporting-derived information, in addition to our Privacy Policy.

2. What we handle
Credit information and credit eligibility information derived from the credit report you choose to upload, supplied by you with your consent.

3. Our role
We provide a self-service tool. We are not a credit provider and not a credit reporting body. We do not disclose your information to a credit provider or credit reporting body on your behalf. You take all actions yourself.

4. Purpose
To let you review and work with your own credit information through the tool.

5. Consent
We capture your consent before handling your uploaded credit file. You may withdraw consent, which ends our handling and triggers destruction per the retention period.

6. Retention and destruction
Uploaded credit files are retained for [PLACEHOLDER: exact retention period to match implemented lifecycle, target 90 days] then destroyed.

7. Access, correction, complaints
By emailing info@creditcorrections.com.au. See our Privacy Policy for the full process and OAIC contact.

Source basis: Privacy Act 1988 Part IIIA, Privacy (Credit Reporting) Code 2025 (commenced 25 March 2025), Privacy Regulations 2025. Lawyer to confirm direct applicability.